best investments, the Best investment strategy for women
Gender differences are evident in many spheres of life. Including, women's behavior in matters of Finance is very different from the male. The experts identified the types of women and gave each of them tips on how better to invest the money.
Recently women have become increasingly manifest itself in as an investor. Has arisen the interest of the fair sex to financial instruments prompted experts to study the behavior and the best strategies for women.
Salon financial decisions «To 13» is allocated types of investment behavior of women and singled out the best strategy for each of them, based on three instruments: currency, deposits and gold.
The first type of women-investors - Madame-conservative». She identified themselves as members of the conservative type of investor or simply do not know, what currency should be trusted. She does not trust banks, cash prefers to keep the house. «Madame-conservative» makes the first steps on the path to financial literacy and already knows that better allocation of funds in different baskets, and don't keep all your eggs in one». Therefore, the best strategy for it - keep your money in different currencies in equal proportions (34% RUB./33%$ /33% Euro).
Foreign currency savings are suitable for the type of investors - «Risky stuff». They should rely on luck and keep 100% of the savings in one of the currencies (the dollar, the Euro, the franc).
«The girl with connections» to trust banks, savings stored in a single currency, which most of all trust. Often reads specialized mass media and communicating with friends in financial circles, who knew exactly what currency will be «on horseback». This girl the most suitable options such as a Deposit in one of the currencies (ruble, Euro, dollar).
Put money on the account in the Bank can and «Enlightened blonde», less inclined to risk and prefer to err. They can be proportional and multi-currency deposits.
The next type of women-investors - «Prosperous peasant». The lady has some equity (not less than 30 thousand dollars), she was interested in the theme of «personal Finance» and understands perfectly well that, if the money is kept «under the pillow», they will gobble up inflation. But the woman did not want to put all your eggs in one basket. It plans to open the business in 3-5 years. And as long as she put part of the money (about 30%) in gold, as her soul understandable and available tools. In addition to investments in precious metals, the kind of woman most likely has the experience of opening of the Deposit or the purchase of mutual Fund. The most reliable version of «a Prosperous peasant woman sees in the impersonal metal account with the Bank.
To those who have large savings («Íåçàæèòî÷íûì Queens») can recommend to buy the coin «George the victorious».
Women who own the «aerobatics», also prefer gold. But it is not interesting himself metal, and those who earn it. They prefer to invest in the shares of such companies, as «the pole of Gold», «Polymetal», «Lenzoloto», «Buryatzoloto».
Gold allows you to «Lady a» combine a new hobby with investments. For her preferred options such as investment in modern commemorative coins (market «remakes») and numismatic (antique market).
