investing in cash
On this page we will discuss basic instruments of investment, in order to have an idea about where you can invest at all. Will be given only a brief overview, for more information see the relevant sections.
ATTENTION! Reviews are based exclusively on the subjective opinion of the author and may not coincide with the opinion of other readers.
investing in cash 1. Investment in yourself
The most promising necessary and liquid investments, in my opinion. Investing in yourself and your knowledge, you can increase your value on the market. However, here is a trick. Receiving only the knowledge, and not putting them into practice, you can greatly reduce your potential value.
Maximum efficiency seeking those who obtains knowledge and embodies them in life. The practical result is always valuable bare theory. Invest in the knowledge that you need in the current moment of time to achieve the goals.
investing in cash 2. Bank deposits
A Bank Deposit is the most conservative tool, it's also the stable and guaranteed.
Bank deposits are very well trained habit of regularly save money, so useful for the novice investor. In addition, psychologically easier to start investing here, because the investor knows in advance all the conditions and what profit he will receive in the end, not fearing the nothing to lose.
Bank deposits are good for the formation of the so-called financial, despite very low interest and inflation.
Goodies: guaranteed and projected income, no risks
Cons: very low interest rate
3. Investments in mutual Funds
Investments in mutual Funds - mutual funds, until recently, remained the most simple for the development of and access to many means of the accumulation of capital. And now they are still very attractive for the investors.
Here is both conservative and moderate, and aggressive variants of investments. Investments in mutual Funds are designed for the long term, and their profitability is highly dependent on the current economic situation.
Pros: the activity of the funds is regulated by the legislation and is very tightly controlled by the state. Even in case of bankruptcy of the Fund, you purchased shares remain in your property, and you can give them to the control of another Fund
Cons: the extreme degree of inconvenience the acquisition of shares outside the megapolises, long input and output of funds, the dependence of the economy
investing in cash 4. Investments into gold
Investing in gold is, perhaps, one of the most reliable in the long-term investment instruments. If you look at the chart, gold is on the rise in the price of the unstable economic situation and the drop - in stable. For the last 10 years the price of gold rose to 6.8 times!
Gold reserves are limited, it increases its value. According to some analysts, gold may become in the future a good alternative to paper money.
Goodies: gold never depreciates and good for long-term investments
Cons: as a rule, is not profitable at small facilities, taxation, low prevalence
investing in cash 5. Investments in the PAMM-account FOREX market
The most innovative, high-yield and progressive investment instrument in the financial market. PAMM-accounts appeared relatively recently. It is a form of asset management, in which the investor gives in the management of their funds management - traders on the Forex market.
Here there is a possibility to choose a management style - conservative, moderate or aggressive, as well as the potential yield. With proper portfolio investment and the observance of certain rules shows a very good return.
Pros: quick start, accessibility for the majority of people, low input - from 100 $, a complete control over the current situation, the possibility to put a limit losses possibility at any time to close the account, change/add governors, fast entering/withdrawal of funds
Minuses: the need to periodically monitor and adjust the portfolio, i.e. this type of investment is more for active investors
investing in cash 6. Investments in Investment Companies
Investments in investment companies - this is essentially the trust management. Investment companies can work with borrowed funds in different markets - Forex, the mixed investment, venture capital investment, etc.
Under this form of investment is important careful preliminary selection of companies, because on the Internet a lot, so let's say, cheaters, fakes. And not to get on the hook dishonest company - the task of the competent investor.
Pros: quick start, and availability for the absolute the majority of people, low input - from 100 $, regulated predictable income (as a rule)
Cons: there is no possibility to check than actually dealing with the company, in view of the closeness of the data from the clients, in connection with which there is the possibility of a «get» on the imaginary activities; not always convenient input/output of funds
However, there are a number of long-established with a good professional the investment companies, in which, in my opinion, you can invest, of course NOT ALL!
