Where and how to invest money: the way of investment

Where and how to invest money: the way of investment

Imagine this situation: you have found the extra money! You and members of your family well fed, there is a roof over your head and a car, satisfying other needs in education, rest. You spend, but your household income exceeds expenditure, and then in front of you there is a question - where and how to invest money, in order to at least keep them, but better to multiply? In this review presents the most common ways of investing the funds available any more or less well-educated man.
One of the most popular ways of an investment of free money in our country according to the existing tradition are Bank deposits (deposits). It should be noted that not all believe this kind of investments the investment, calling way to save, and do not multiply money, because the most favorable interest on Bank deposits comparable with the level of inflation. Risk of losing the money invested in a Bank Deposit, is very small, the more so that the safety of deposits (in the framework of a certain amount guaranteed by the state. However, if you want to live on the interest and put in the Bank a large sum, it is better scatter it on several banks. And then you will only shoot stipulated in the contract interest.
Investing in real estate is more risky, if we compare this way of investments extra money with Bank deposits. A few years ago it was thought that real estate prices are constantly growing. However, in a time of financial crisis the consistent growth of real estate prices has stopped. And all the same income by investing in real estate is very real (as from the sale of property at a price exceeding the cost of its purchase, and also on its delivery in rent). At present is very popular among our fellow citizens buying properties in seaside resorts (Bulgaria, Spain, etc.).
Financial markets are another place where it is possible to place free money to try to increase. The variety of financial instruments is very great: Forex, stocks, bonds, futures, options, and commodity markets. Income in the financial markets is formed due to the difference between the sale and purchase of a financial instrument and is not guaranteed. In the financial markets, you can try to invest yourself, and you can trust your money investment and financial companies (trust management, mutual Funds, of the PAMM-account and others).
Less common ways of investing free money - opening of the metal accounts; * purchase of gold, jewels, Antiques, works of art, and a lot of things. But whatever the preferences you are not guided, you should always remember that you can not put all your eggs in one basket.

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